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Documents, as is known by all, play a very important role in governing the chances of securing any kind of loan whatsoever. Different documents like your ID proof, proof of residence and proof of income go on to serve different functions. The lender would want to see your ID proof before considering you for a loan in order to ensure that you are the citizen of the country and state where from you are applying. The proof of income inspires confidence regarding your repayment capacity....
A no doc mortgage loan can be defined as a specialized mortgage loan. This is one where mortgage lender does not look at things such as whether you are employed or not. The lender does not check how much you earn in a month or what property you own. Normally in a regular mortgage loan these things are always checked. The only thing that these lenders are bothered about is your credit record. They also look at the worth of the property that they are financing. This is perhaps why to get no...
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