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A Personal Finance Blog covering the following topics: Personal Finance, Investment, Financial Independence, Money, Saving, Budgeting, Tax, Retirement. Come and take a look!

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• Retirement
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  One of the essential steps to becoming debt free and financially independent is living below your means. What does this mean? In essence, it is spending less than you earn. When you are living below your means you will not be getting into more debt you can start paying down your existing debt and The post Living Below Your Means appeared first on...

In a recent post, I looked at how to check your credit score for free. So now that you know your credit score here are some tips to improve your credit score? If you already have a good score how can you ensure you maintain it? Maintaining a good credit score will allow you to apply for The post Tips To Improve Your Credit Score appeared first on...

With less than two weeks until Christmas Day rolls around, you might feel like you’ve got a whole sled full of gifts to buy and a dwindling number of days left to buy them in. Fortunately, savvy saver, Kirsty Lamont from financial comparison site mozo.com.au, is here to reveal her top DO’s and DON’Ts to The post The DOs and DON’Ts Of Last Minute Christmas Shopping appeared first on...

I am always hearing about how important a credit score is in the United States and that it makes a huge difference on not only getting approved for a loan but also the interest rate you get on your loan. Today I have tested 4 free credit score checking sites to compare the differences. In The post Free Credit Score Checking appeared first on...

When it comes to frugality and saving it is good to know the difference between wants and needs. There is money to be saved in both areas but it may be better to start concentrating on the wants. Money is a limited resource and understanding wants and needs can help with how we prioritize that resource. The post The difference between wants and needs appeared first on...

Today I am going to look at some tips to save money on caring for your lawn and garden. A few weeks ago I wrote a post about Saving Money In The Kitchen and thought I would continue the saving money around the house theme. Without further delay here are some tips to save money on The post Tips To Save Money On Caring For Your Lawn And Garden appeared first on...

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