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Blog Description:

A blog which provides hints and tips and valuable resources about home reports in Scotland. Home reports are mandatory in Scotland when selling your property. The blog discusses all aspects of selling your home and is a valuable resource.
Blog Added: March 07, 2018 11:34:23 AM
Annual Regular Membership: 1 Year Term 2019-03-07 11:34:23 (226 days left)
Audience Rating: General Audience
Blog Platform: WordPress
Blog Country: United-Kingdom   United-Kingdom
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Total Visits: 3,169
Blog Rating: 3.00
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Step by step guide to selling your home

Selling your home may seem like a daunting task and you feel like you don’t know where to begin. Check out our step by step guide to selling your home to help make it that little bit easier. Get your finances in order The first... The post Step by step guide to selling your home appeared first on Home Report...

Selling your home may seem like a daunting task and you feel like you don’t know where to begin. Check out our step by step guide to selling your home to help make it that little bit easier.

Get your finances in order

The first thing to consider when selling your home is to work out whether it is financially viable. It can be an expensive affair and costs can soon build up so consider all options such as how strong is the current market? Have you considered extending your existing home in order to meet requirements if space is an option? Would you be set to make a good profit on your property if you sold right now? If you’ve ruled out all of the above and decided now is the best time to get your property on the market, get in touch with your mortgage lender and work out the size of the outstanding mortgage, how much extra you need to borrow and find out if you’re likely to face any early redemption fees on the existing mortgage.

Decide wo will market your property

There are a number of ways in which you can market and sell your property. The most traditional way is through a high street estate agent, but it’s becoming more popular these days to use an online estate agent, or alternatively you can sell privately. Do your research and find out which route would be most cost effective for you and how much visibility each of the above will be able to give you (some may give you a deal to list your property on some of the most popular property portals online).

Decide on an asking price

If you opt to use an estate agent, they will be able to suggest an asking price based on a number of factors such as recently sold house prices in the same area and average selling times in the current market. You obviously want to set the right price for which will achieve you a quick sale at the highest profit.

Also remember that buyers are likely to make you an offer below asking price so factor that in to your personal financial circumstances prior to deciding on a selling price. You also don’t need to settle for the first valuation you are given, consider getting a few valuations and choose a middle ground. Many estate agents will offer a free valuation to try and get you on board to sell with them.

Prepare your property for viewings

First impressions count so it’s essential you make your property look its best for viewings. Clear your home of clutter especially the exterior as that is the first thing viewers will notice as they approach the property. You don’t need to spend a fortune to improve the look of your home and a few quick fixes such as a lick of paint, fixing loose fittings, removing or repairing broken furniture can make a massive difference.

If you have pets, it’s a good idea to ask a friend or neighbour to look after them for a few hours for you prior to and during viewings. This will give you the chance to air the property of any odours and pet hair. Also ensure your home is clean and fresh including the garden. Give the grass a cut weekly while you are trying to sell as a freshly mowed lawn looks great. Put fresh flowers in a vase in the entrance hall, open the windows and make sure blinds are open or curtains pulled back to let maximum light in.

Choose a conveyancer or solicitor

Regardless of whether you’ve chosen to sell with an estate agent or privately you’ll need a conveyancer or solicitor to deal with the legal paperwork involved with selling your home. Ask around for a few quotes and get the best price. Some estate agents may offer conveyancing services as part of the cost quoted for selling. Check at the outside when deciding how to sell your home whether or not fees for conveyancing have been factored in to your quote for selling so you don’t have any unexpected surprises at this stage.

Accepting an offer

Your estate agent is legally required to inform you of all offers made on the property. It’s up to you whether you accept, refuse or want to negotiate an offer and the estate agent will act on your behalf. Once an offer has been accepted, your home will be removed from the market, however, acceptance of an offer is not legally binding meaning you are able to accept a higher offer should it come along, or you change your mind with regards to the sale of your home.

Conveyancing

Conveyancing is the transfer of the legal title of property from one person to another. The conveyancing process typically has two major stages, the exchanging of contracts, and completion (also known as settlement). There is a vast amount of paperwork involved at this stage which your conveyancer will deal with, however there is a form which you will be given to complete – the property questionnaire.

Once contracts have been exchanged and settlement has taken place, you’ll be required to agree a move date. Arrange a couple of weeks off if possible around the move dates so you have time to prepare for the big move. Leaving everything to the last month can result in panic and stress, so plan well ahead.

Arrange for removal of goods

Moving home can be expensive, so ask friends and family for recommendations of removal companies that are reliable that they may have use in the past. Phone round for various quotes before booking a company to carry out the move. You’ll need to give the removal company all the relevant information such as move date and time, how many vans you’ll require, and it is advisable to give them a call 24-48hrs prior to the moving date to confirm plans.

Get your personal details in order

Once you’ve sold your home, it’s essential you update all your suppliers etc of gas/electricity/council tax/banks/doctors/broadband of your change of address to ensure all future bills are sent to your new address. Consider redirecting your mail for a period of time after the move to ensure nothing is missed until you have time to update ALL contacts.

Once last clean

Before moving out of your property is common courtesy to leave it in a clean and tidy state. While given the house a once over, it provides an opportunity to check each room for any overlooked belongings. If you notice anything is broken or in need of repair, let your solicitor know.

Completion of sale and moving out

Completion of the sale happens once contracts and keys have been exchanged. At this point, payment for the property will be transferred.  Once the transfer of money has taken place the deeds of the property will be exchanged via your conveyancer or solicitor who will register the transfer for the Land Registry. You can move out pf the property up until the day the sale completes. Make sure all keys (and any spares) have been collected and you have left any relevant information for ye new owners.

Enjoy your new home!

If you are looking to sell your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

 

The post Step by step guide to selling your home appeared first on Home Report Company.



Top tips for selling your property this summer

Spring and Summer are well renowned for being the best times of year to sell your property, but there’s always things you can do to help generate the best sale price. Read our tops tips for selling your property; Cut the grass During the summer,... The post Top tips for selling your property this summer appeared first on Home Report...

Spring and Summer are well renowned for being the best times of year to sell your property, but there’s always things you can do to help generate the best sale price. Read our tops tips for selling your property;

Cut the grass

During the summer, grass grows much fast so try and mow the lawn at least once a week.  A neatly mowed lawn can really boost kerb appeal, so you want it looking in tip top shape from when your photographs of the property are being taken for your brochure, right through viewings until an offer has been accepted.

Summer Kerb Appeal

Remember first impressions count! So, try and increase your properties kerb appeal further by making sure the outside of your property is neat and tidy as it’s the first thing people will notice as they approach your home. Trim bushes, sweep paths, de-weed, add pot plants with flowering summery plants, paint your front door, move unsightly wheelie bins so they are not immediately visible.

Add a splash of summer colour

it’s best to leave decoration neutral when selling so that buyers can visualise their own furniture in the property and choose a colour scheme. However, you can add a splash of summer colour using cushions/rugs/throws etc.

Let there be light!

Take full advantage of the lighter nights and natural sunlight during the day. Remove any dark, heavy curtains that could block out the light or use tie-backs to keep them wide open. Open blinds right up, open shutters right up, let the light in! A light airy room will add great appeal and likely to make the space appear larger.

Show off outdoor space

Clean and tidy your outdoor space. Add some garden furniture, a BBQ or some seating arrangements so potential buyers can see that the space is an attractive area for entertaining during the summer months and is an extension of your home.

Air the property

About half an hour before viewings are due to take place, open all the windows and let the house air. Try not to do any cooking prior to viewings as the last thing you want your guests smelling as they walk in the door is the curry you made the night before. Try to let the natural air in as artificial fragrances can be over powering if you are not used to them.

Final touches

Consider having a fresh flower vase on show near the front door and smaller poses around the house, polish mirrors, clean light switches, dust skirting boards.

 

If you are looking to sell your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

 

The post Top tips for selling your property this summer appeared first on Home Report Company.



Scottish Property Market continues to out-perform the rest of the UK

Official figures show that the Scottish property market is continuing to outperform the rest of the UK seeing an annual house price growth of 5.6% in the 12 months to April 2018 and monthly growth of 2.5%. In England, across the same period, annual price... The post Scottish Property Market continues to out-perform the rest of the UK appeared first on Home Report...

Official figures show that the Scottish property market is continuing to outperform the rest of the UK seeing an annual house price growth of 5.6% in the 12 months to April 2018 and monthly growth of 2.5%.

In England, across the same period, annual price growth was 3.7% and in Wales it was 4.4%, according to the Land Registry data. In England, month on month, prices rose by 1.1% and 1.6% in Wales.

The average house price of a home in Scotland was £148,952, £156,495 in Wales and £243,639 in England. While in London the average price is now £484,584, which is up 1% year on year though up 2.4% month on month.

On a regional basis there is a considerable variation in growth rate month on month, led by a rise of 4.2% in the North East of England to an average of £130,489, followed by 2.4% in London. Prices edged up 1.8% in the South West to £225,207 and by 1.4% in Yorkshire and Humber to £158,545.

Month on month prices increased by 1.3% in the East Midlands to £186,480, by 0.9% in the South East to £324,530 and by 0.8% in the West Midlands to £192,090. They were unchanged in the North West at £155,868 and fell by 0.8% in the East of England to £286,447.

Then number of sales recorded have fallen according to the most up to date figures, down by 15.4% in February 2018 compared with the same period in 2017. This follows a 6.5% fall in January year on year.

Sales in London decreased significantly with a drop of 23.9% over the same period while in Wales transactions fell by 8.6%. In Scotland sales fell by 10% in the first quarter of 2018 year on year.

The index also confirms that first time buyers in England are paying 3.5% higher than they were in April 2017 and 1.2% higher than in March 2018. The average cost of a first-time buyer property was £204,677 which has risen to £424,029 in London.

first-time buyers In Wales are paying 4.7% higher than in April 2017 with the average cost of a property in this sector being £135,641 and month on month they are paying 2.2% more. However, in Scotland they are paying 5.7% more than April last year and 3.2% higher month on month at £120,912.

It is very evident that rising housing prices are having an impact on first time buyers despite the Help to Buy scheme, it is still a struggle for many buyers.

Recent figures from the Bank of England show that the share of first time buyers has decreased by 20% in the first quarter of 2018 alone. Undoubtedly, the continual lack of housing available is still making the task of finding their first home a bit of a challenge for younger buyers, and it will only continue to do so unless the Government can really deliver on its promise of building the 300,000 homes a year we need.

However, the current trend of slowing growth annually should help with affordability.  With buyer house price inflation stable and wages rising, more homes are gradually becoming more affordable for more people.

While buyer demand is competitive, the market remains highly price sensitive, and even in areas where prices continue to rise, sellers should be realistic in their asking price or risk seeing their home go unsold during the summer lull.

In Scotland, particularly Edinburgh, for a while now there simply has not been enough homes for sale to keep pace with demand. This is great news if you are looking to sell a property of course, but for buyers the market is incredibly challenging.

If you are looking to sell your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

 

The post Scottish Property Market continues to out-perform the rest of the UK appeared first on Home Report Company.



Scottish Property Market Update May

As we are now into the 2nd quarter of 2018 and heading towards summer, let’s take a look at asking and selling prices of property across Scotland in our Scottish property market update. Across Scotland, S1 Homes reported that properties are on average selling for... The post Scottish Property Market Update May appeared first on Home Report...

As we are now into the 2nd quarter of 2018 and heading towards summer, let’s take a look at asking and selling prices of property across Scotland in our Scottish property market update.

Across Scotland, S1 Homes reported that properties are on average selling for £9,000 more than their asking price. The average selling price continued to follow a decreasing trend and has fallen by over £1,000 to £174,900 while the average asking price remained steady, around the £166,000 mark, as in the previous two quarters.

During the 2nd quarter of 2017, the number of properties sold reached 23,184 with an average asking price of £165,648. The average selling prices of homes during that period was £170,990.

During the 3rd quarter of 2017, the number of properties sold in Scotland was 22,750 with an average asking price of £165,712. Though we saw the average selling price increase to £178,370 (4.3% higher than Q1 of 2017).

During the last quarter of 2017, there was a decrease in the number of properties being sold by 12.2% (19,969 properties), though asking price increased to £166,166 (0.27% higher than Q3). The average selling price dropped by 1.29% from £178,370 to £176,063.

The first quarter of 2018 saw strong and steady growth in the market with an increase of 6.22% in the number of properties being sold versus the last quarter of 2017. Asking prices have remained steady in the first quarter of this year, increasing from £166,166 to £166,383. However, the average selling prices of property across Scotland decreased slightly (0.66%) from Q4 2017 to Q1 2018.

As we enter Q2 of 2018, things are looking steady as Q1 2018 selling prices are around £4K higher than Q2 of the previous year.

 

If you are thinking of selling your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

You may also be interested in When is the best time to sell your home?

The post Scottish Property Market Update May appeared first on Home Report Company.



How long does a home report last?

The documents within the Home Report must not be any older than 12 weeks old at the time that your property goes on the market. There is no official ‘expiry date’ of the Home Report in Scotland once the property is on the market. However,... The post How long does a home report last? appeared first on Home Report...

The documents within the Home Report must not be any older than 12 weeks old at the time that your property goes on the market.

There is no official ‘expiry date’ of the Home Report in Scotland once the property is on the market. However, if the property is for sale for a long period of time, many sellers opt to have a ‘refresh’ of the Home Report carried out. It is important to potential buyers that the information in all 3 of the documents within the Home Report are up to date, accurate and reflect true likeness of what is on offer.

If a property has been on the market for a longer than average period, often a potential buyer will request that the survey is refreshed. In this instance, it is up to the buyer and seller to agree on who pays for the refresh survey to be carried out. The cost of the refresh is normally not the full amount of a Home Report, the charge for a refresh can be determined by the surveyor or Home Report company carried out the service.

It is also possible that the property for sale can be taken off the market for up to 4 weeks, then put back on the market without having to have a new Home Report carried out.

If you are looking to sell your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

You may also be interested in How much does a home report cost?

The post How long does a home report last? appeared first on Home Report Company.



Garden Make-Over: Transform Your Outdoor Space

Now that the days are getting longer, the nights lighter and the weather is improving, it’s the perfect time to start your garden make-over. No matter what damage has been caused by the harsh winter and frequent days of snow, it’s not too late to... The post Garden Make-Over: Transform Your Outdoor Space appeared first on Home Report...

Now that the days are getting longer, the nights lighter and the weather is improving, it’s the perfect time to start your garden make-over.

No matter what damage has been caused by the harsh winter and frequent days of snow, it’s not too late to give your garden a make-over with our handy tips below. Start sorting your garden out now and your efforts will pay off come summer when you can enjoy showing off a beautiful, colourful landscape.

Enhance the boundaries

Have a look outside and decide if you like the current view, what would potential buyers think? Walls and fences are the same height in a tiny garden as a large one, so their importance increases as the size of the garden decreases. If all you can see are exposed fences, now is the perfect time to do something to change the appearance.

Consider planting some structural evergreens towards the back of the border, so that as they mature, they’ll hide the boundary fence.

Use plants such as Fargesia murieliae, Daphne odora ‘Aureomarginata’, Ribes laurifolium, Viburnum tinus ‘Gwenllian’, Ilex × altaclerensis ‘Golden King’ and Itea ilicifolia. More information on these can be found here.

Plant some clematis between these shrubs, and they will intertwine creating a soft boundary, edging the garden with summer colour and interest all year round.

If there is any unsightly concrete or brick work, think about having it rendered and painted in a light, welcoming new shade of masonry paint. Think carefully about the colour and choose a few climbing plants with flowers and foliage that will complement the new wall. For ideas on design, there are good Facebook pages such as ‘DIY on a budget’ where people share suggestions on home and garden revamps which don’t cost the earth!

Create screens to block overlooking neighbours

If any of your rooms or outdoor garden space is overlooked by the next-door neighbours, consider planting a row of trees along the boundary to block out their view. Choose narrow, trees for privacy such as

  • Bamboo Trees and Hedge (Phyllostachys)
  • Cotoneaster Tree (Cornubia)
  • Holly Trees (Ilex)
  • Hornbeam Trees (Carpinus Betulus)
  • Laurel Trees (Prunus)
  • Leylandii Trees (Cypress )
  • Magnolia Trees.
  • Oak Trees (Quercus)

Think about the gardens purpose

Consider the main use of the garden or think about what potential buyers might find appealing. If it is primarily a space to sit, relax and entertain friends, consider re-arranging to create an enlarged seating/BBQ area. Keep paving simple and mix slabs with gravel or stone chippings to keep costs down.

Revamp tired garden furniture

Your garden furniture might be looking a bit shabby, but don’t give up on it just yet. It can take just one afternoon to transform it from lacklustre to lovely. It’s satisfying and simple to do, and means you don’t need to splash out on anything new, potentially saving yourself hundreds of pounds. Try rubbing it down and applying a coat of paint. Select a colour that will fit in with the colour of the planting around the sitting area.

Perk up your patio

A patio area will also induce visualisations of informal gatherings in the sunshine for barbeques and drinks. If you have a flat with a garden that you think is more likely to appeal to young professionals or older buyers try to give the impression of the garden becoming another room. Table and chairs positioned to catch the sun, staged with a bottle of wine and two glasses will very quickly highlight the brilliant times that could be had here. Containers on patios or decking also enhance a space quickly and easily, providing an aesthetically pleasing but easy to care for garden.

Pull up any weeds that are growing up between slabs. Fill window boxes with colourful flowers, such as lobelia, violets or pansies. These can be bought cheaply from garden centres or supermarkets and flower for most of the summer months. They are ideal for hanging baskets too.

If you are looking to sell your property, the first thing you’ll need is a Home Report. We are RICS Charted Surveyors specialising in Home Reports across Scotland from as little as £85. Get in touch today to arrange a time to suit you. We offer early morning or evening and weekend appointments. Call us on 0131 608 0175 or email us at info@homereportcompany.co.uk

You may also be interested in When is the best time to sell your home?

The post Garden Make-Over: Transform Your Outdoor Space appeared first on Home Report Company.



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