When it comes time to purchase a vehicle for you and your family, there are many things to consider. You have to think about gas mileage, practicality, maintenance costs, styling, and financing, just to name a few. You also must choose if you area going to buy or lease the vehicle, which with just a little bit of math– ends up being an easy question (you should buy!). You find yourself with a much tougher question when you ask the question, should I buy a new or used car? New cars lose a significant chunk of their value (as much as 20%) as soon as you drive off of the lot, which is a rather staggering thought. However, even with that, there are certain factors that make purchasing a new car the more desirable option. This post will examine the main reasons why people opt for both new and used cars, and will present a third option that we here at See Debt Run have used for both of our family cars. New Cars What is it about that “New Car Smell” that makes it so appealing? What does it mean? It means that this car is fresh from the [...]
I took the day off of work on Friday, and instead stayed home with my daughter. Michelle was playing chaperon on our 2nd grader’s field trip to the zoo, which left me with the baby. Let me tell you, it was awesome. I had a great time dancing with her to some good indie rock and playing outside in the backyard. On Monday, I am starting on a 30-day project at work that promises to be quite consuming, so I thought it wise to get a little bit of relaxation in before it gets started. I am looking forward to the project, even tho it could be one of the more challenging things that I have been a part of in recent years. In site news, we have been doing some testing with some new looks for the website, and there is a good chance that “See Debt Run” may be getting a new look in the next couple of weeks. Michelle and I will continue sharing our financial adventures and advice, that part won’t be changing, but the look and feel of the site will be getting a more polished and professional look. Stay tuned for more. Must [...]
In just a couple of weeks, my two boys will be starting their Summer Break! Since we are on a strict debt diet, I have had to come up with ways to keep them busy on the cheap. Living in the beautiful city of St. Louis (hey, some parts are beautiful!), there are actually a ton of free things to keep my family entertained in the warmer months. It’s actually one of our favorite things about this city, among many others on a list which includes points like “my family lives here” and “it’s impossible to get bored of the ever-changing weather.” 1.) For one, we have an awesome zoo! The Saint Louis Zoo has been ranked as one of the top 10 zoos in the country, especially for children. Unlike most zoos, ours is absolutely free. But parking isn’t free, you’ve heard? You’re right. Parking costs $15 (up from $10 last year, I believe) if you park in the lot. There’s plenty of parking on the streets right in front near the entrance, and across Hwy 40 by Turtle Park, from which you can walk to the entrance in less than 5 minutes. If you can’t, or just don’t prefer [...]
People have given me a strange look the last couple of days when I tell them that I gave my wife a toilet for Mother’s Day. I don’t get it, I really can’t imagine a more romantic gift. But all kidding aside, this is exactly what she wanted. Our master bathroom continues to be the area of our house that is most in need of renovation, and having a nice toilet makes the room just a little bit more tolerable. Since the old toilet was recently broken, replacing it quickly became a priority. Sure, blogging about toilets is a bit of a poopy thing to do, but here at See Debt Run we share life as we experience it. If you haven’t purchased a toilet in the past few years, you might be in for a bit of a surprise when you get to the hardware store. Toilets probably cost more than you think, and there are a staggering number of options that you need to sort through. Where to Buy a Toilet You really have three good options when it comes to purchasing a toilet: a local plumbing supply specialty store (especially if you are looking high-end), a big [...]
For anyone trying to escape the clutches of credit card debt, the first thing that the experts will tell you is to immediately cut up your credit cards, and stop carrying them around with you. That way you remove the temptation of getting a quick and dirty “loan” every time you have the urge to buy something. You cannot spend money that you don’t have, if you don’t have the cards to enable that behavior. When we started our current journey out of debt, I didn’t cut up my credit cards– but I did put them in a drawer in my kitchen. However, as I was recently looking for a way to save some money on life’s necessities, I decided to pull them out again. The idea that I came up with was to go ahead and use credit cards, in order to take advantage of their rewards programs. However, instead of waiting for the bill to show up to pay off the balance, I would pay off the expense AS SOON as I get home from the store. Credit card companies are undoubtedly betting on the fact that I won’t actually do this. I don’t blame them; if I looked at my [...]
This is part two of a story about our family considering adding a new pet. For part one, click HERE. After leaving the shelter on Wednesday, the kids and I talked the whole way to the grocery store where we had to make a stop. My oldest, who happens to be my animal lover, asked if we could put a hold on Sage until Mr. Level Headed could meet her. I told him that I didn’t think that was fair to Sage. Since we were still discussing whether or not we were even going to get a dog, we shouldn’t take Sage off the market for another family that could meet her and take her home in that time. In my heart, I didn’t think it was likely that would happen before Friday since Sage is a 6-year-old 70 lb black lab mix. She had been at the shelter since March. Earlier that week, while researching dog breeds, I had come across a bit of information that also pulled at my heart; black dogs get put down more than lighter-colored dogs. I wondered why this was. Is black hair more noticeable on clothes, carpets, and furniture? Are people dog-racist? Or [...]
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